And in that rush of time and activity, it can be a challenge to
stay focused on maintaining a working spending plan. On 
the surface, it seems so easy and carefree to go through life
without a plan to follow - especially if you're a spontaneous
free spirit!

But when did we convince ourselves that planning ahead was restrictive? Actually, stressing about making ends
meet each month or not ever reaching your financial goals
is what's really restrictive, isn't it? And we should deal with
the deeper root issues that get us there in the first place, right?

So congratulations on taking this important step to create a plan
for your finances.  We're proud of you, and we know God sees your willing heart, too!